Employee Benefits
Program Design that Works for your Company
Unisource can help you customize a benefits package that is a good fit for your workforce and your budget. We offer you a wide range of copays and benefit levels to choose from—for office visits, urgent care, hospitalization and prescription drugs.
We design a program that fits your employees’ needs by working closely with Human Resources to create employee communications and managing benefits administration throughout the year.
Group Medical Benefits
HMO plans which use a network of physicians, PPO plans that give employees flexibility in seeing the physician of their choice; employers contribute a percentage or flat dollar amount toward the cost of employee coverage
Supplemental Life
Can be offered on an employee-paid or employer-paid basis; a wide range of options are available
Group Dental
HMO or PPO plans available, either employee-paid or employer-paid
Short-Term and Long-Term Disability Insurance
Provides income replacement to help employees make ends meet and maintain their lifestyle if they are unable to work due to an injury or illness
Group Vision
Covers eye exams, frames and lenses at a flat co-pay; your plan can be designed to provide these benefits every twelve- or twenty-four months
Voluntary Benefits
Premiums are paid in full by employees; allows employers to expand their benefits program with no cost to the company. Can include supplemental benefits such as life insurance, disability insurance as well as hospital confinement and critical illness benefits
Section 125 Premium Only Plan (POP)
Allows employees to contribute toward their portion of the premium for benefits on a pre-tax basis; have little or no on-going administrative expense to the employer and can help reduce payroll taxes
Flexible Spending Account (FSA)
Allowable expenses under this pre-tax plan include premium deductions as well as expenses for medical care, prescription and over-the-counter drugs, plus child and elder care costs
Multi-carrier options are also available for those who want to offer employees a broader choice. Supplemental benefits, such as vision, chiropractic care or behavioral health services can also be considered.
Once plan design decisions are made, based on your size, we can negotiate the best possible premium so your benefits package is more cost effective for you and your employees.
